The internet has become a playground for faceless criminals. These scammers are continuously developing ways to use the internet to swindle people out of their money and personal information. The following five scams have been around for some time, but still get people taking the bate and falling for the scam every day.
“Phishing” Scams – These types of scams try to trick you into divulging personal and financial information. Often times the email looks very official, using logos from financial institutions and companies, but once you click onto this fake website, you will often be asked to log in or give account information. This personal information is used to access your real bank accounts and often wipe them clean.
Giveaway Scams – Some scams offer you a give certificate from a popular store or restaurant or tell you that you won a new ipod or xbox. These types of scams will ask you for credit card information to cover postage or ask you to promote your gift to friends. The scammers will either take your money and never send the “prize” or take your friends information and try to scam them.
Nigerian Scams – This popular, long-standing scam asks for money to help release a larger sum of money and promises you a large portion of the profit. They want you to send or wire money to cover taxes or fees so you can access the rest of the money. Obviously this money goes directly to the scammer and you never see any portion of this larger sum of money.
Computer Security Scams – You might get a warning that your computer security is at risk. This scam takes you to a fake website that may look just like a popular internet security provider. Once on the site, you might be asked to purchase a new program or security upgrade. This is how they get personal and financial information.
Lottery Scams – You will be contacted via email stating that you won an international lottery. In order to claim prize money, you need to send some money to cover administrative fees, etc. They may also ask you to keep your winnings confidential for “security reasons”. This fee you send will go straight to the scammers and they might come back for more money.
With the innumerable scams out there and their changing “faces” every day, it is difficult to keep up with the current ones. In general, just remember that if it seems “too good to be true,” it most likely is a scam.
Written By: Amy Murphy, TLC Computer Solutions, Las Vegas, NV